Top 5 ways to lower your car insurance.
1. Drive Safely. There is no single better way to keep your rates low than to have a clean driving record.
2. Shop around. Auto insurance is a very competitive business. By getting at least 3 quotes from reputable firms, you can save yourself up to 50%.
3. Drive a low profile car. If you drive a car that is expensive or that others like to steal you will pay more for your insurance.
4. Raise your deductable. A higher deductible is an easy way to reduce your insurance premiums. Start a savings account and apply your saved premium so that if you do have an accident you will have the money in hand. Most people will come out ahead with this strategy.
5. Drive Less and you can get a deduction on your driving rates. People that drive under 7,000 miles pay substantially less than those that drive over 12,000 miles.